Lucy Baldwin

Political conference season always brings a flurry of property announcements, and this year’s Labour conference was no exception. While several updates were announced across regulation, leasehold reform, and the rental market, the biggest headline for hopeful homeowners is the proposed 'Your First Home' scheme. Here is a quick breakdown of what was announced, what it could mean for you, and where things currently stand. What is the 'Your First Home' Scheme? The Government has proposed a new...

Mortgages have a habit of becoming part of the background. Once you set up a deal and your monthly direct debit is running smoothly, it is easy to put it out of mind for a few years. However, leaving your home loan on autopilot can end up being a costly oversight, especially in today's economic climate. With vast numbers of fixed-rate deals coming to an end this year alongside a constantly shifting interest rate environment, taking an active approach to your property finance could be one of...

If your business is growing, you’ve likely faced the classic commercial property crossroad: Should you keep paying rent to a landlord, or invest in buying your own premises? While renting offers short-term flexibility, buying your business property gives you complete control over your premises, protects you from sudden rent hikes, and builds a tangible asset for your business's balance sheet. A commercial mortgage is the key that unlocks property ownership for business owners and property...