Lucy Baldwin

If your business is growing, you’ve likely faced the classic commercial property crossroad: Should you keep paying rent to a landlord, or invest in buying your own premises? While renting offers short-term flexibility, buying your business property gives you complete control over your premises, protects you from sudden rent hikes, and builds a tangible asset for your business's balance sheet. A commercial mortgage is the key that unlocks property ownership for business owners and property...

Buying your first home can feel like a high-wire act, balancing rising house prices, strict deposit requirements, and affordability tests. The good news? Lenders across the UK market are becoming increasingly creative with their First-Time Buyer (FTB) product ranges, designing tailored mortgage solutions to solve the exact hurdles modern buyers face. Whether you are struggling to save a deposit while paying rent, or finding your single salary capped by standard borrowing multipliers, here are...

Buying a property at auction is one of the fastest, most exciting ways to secure a home or expansion for a property portfolio. Whether you are looking for a fixer-upper, a discounted buy-to-let, or a unique commercial space, the auction room offers fantastic opportunities. However, the auction environment moves at lightning speed. Unlike a traditional private sale, where conveyancing can drag on for months, buying at auction creates a legally binding contract the moment the gavel drops. Here...