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Bank of England Base Rate Decision: What It Means for Mortgage Rates
Today, the Bank of England (BOE) announced that the base rate will remain unchanged. This decision has significant implications for the...
Lucy Baldwin
4 days ago3 min read
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Stamp Duty Changes Coming in April 2025
What is stamp duty? Stamp duty, or Stamp Duty Land Tax (SDLT), is a government tax which is paid by the buyer of a property, as a lump...
Lucy Baldwin
Mar 122 min read
13 views
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Do I Need Life Insurance to Purchase or Remortgage a Property?
When purchasing or remortgaging a property, one of the common questions people ask is whether life insurance is a requirement as part of...
Lucy Baldwin
Feb 282 min read
15 views
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Self-Employed Mortgage Tips: 4 Ways to Strengthen Your Mortgage Application
Being self-employed can offer a world of freedom and flexibility, but when it comes to securing a mortgage, it can sometimes present...
Lucy Baldwin
Feb 243 min read
18 views
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Are Mortgage Rates Coming Down in 2025?
Here's What You Need to Know Mortgage rates in the UK have been a point of concern for many homeowners and potential buyers, especially...
Lucy Baldwin
Feb 173 min read
28 views
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How Does Bridging Finance Work?
Understanding Bridging Finance: A Quick Solution for Property Buyers Bridging finance is a short-term loan that can be incredibly useful...
Lucy Baldwin
Feb 134 min read
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Manchester’s Top 10 Places to Live – Find Your Perfect Home with Expert Mortgage Advice!
Manchester, often dubbed the "Capital of the North," boasts a diverse array of neighborhoods, each offering its unique charm and...
Lucy Baldwin
Feb 63 min read
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2025 Mortgage & Property Market: What You Need to Know
As we look ahead to the 2025 mortgage and property market, it’s clear that a variety of macroeconomic trends, evolving consumer...
Lucy Baldwin
Jan 74 min read
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How to Save Money When Buying a Home: Essential Tips and Strategies
Buying a home is one of the most significant financial decisions you'll ever make. It's exciting, but it can also be expensive and...
Lucy Baldwin
Jul 25, 20243 min read
13 views
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Property Investments to Generate Income: A Comprehensive Guide
Investing in property has long been considered a reliable way to generate income and build wealth. From rental properties to commercial...
Lucy Baldwin
Jul 8, 20243 min read
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How A General Election Could Impact Mortgage Rates
With voting taking place this week for the General Election, many homeowners and prospective buyers are wondering how the results might...
Lucy Baldwin
Jul 5, 20242 min read
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Strategies for Buy-to-Let Landlords: Enduring The High Mortgage Rates
Navigating the Impact of High Mortgage Rates on Buy-to-Let Landlords The realm of buy-to-let investments has long been an avenue of...
Lucy Baldwin
Aug 9, 20233 min read
14 views
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Bank of England Implements 5.25% Interest Rate Hike
In yesterdays announcement, the Bank of England has taken the step of raising the base interest rate to 5.25%. This marks the 14th...
Lucy Baldwin
Aug 4, 20232 min read
16 views
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Navigating the Changing Mortgage Landscape: Expert Guidance to Help You Stay Prepared
The recent news about mortgage rates hitting a 15-year high at 6.66%, coupled with the potential for mortgage repayments to increase by...
Lucy Baldwin
Aug 1, 20232 min read
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What's Going On With Mortgage Rates? A Closer Look at the Current Situation
You will probably have come across the recent news headlines discussing the persistently high inflation, which is significantly...
Lucy Baldwin
Jul 31, 20233 min read
7 views
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Breaking Free from Renting: A Guide to 100% Mortgages for Tenants
As a tenant, getting onto the property ladder can seem like an impossible dream. After all, saving up for a deposit while also covering...
Lucy Baldwin
May 10, 20232 min read
14 views
0 comments


Understanding Bridging Finance: A Guide to Short-Term Property Funding
Bridging finance is a short-term loan that is typically used to bridge the gap between the purchase of a property and the sale of another...
Lucy Baldwin
May 2, 20233 min read
25 views
0 comments


Unlock Your Home's Potential: 6 Top Reasons to Consider Remortgaging Your Home
Remortgaging is the process of switching your existing mortgage to a new lender or a new mortgage product with your current lender. It...
Lucy Baldwin
Apr 24, 20233 min read
28 views
0 comments


First-Time Buyer's Guide to Mortgages: Everything You Need to Know Before Taking the Leap
Buying a home can be an exciting and life-changing experience, but for many first-time buyers, it can also be daunting and overwhelming....
Lucy Baldwin
Apr 18, 20233 min read
25 views
0 comments


Self-employed mortgage tips
If you're self-employed, you may be wondering if it's possible to get a mortgage. The answer is yes, it is possible, but there are some...
Lucy Baldwin
Apr 14, 20232 min read
7 views
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